Lydia Romero

As your local State Farm Insurance Agent, I am proud to protect Carson City and the surrounding rural areas!

I have been a resident of Carson City and the surrounding area for fifty years. My husband and I share 5 children and 9 grandchildren with more to come. I am an advocate for rescue animals and breast cancer research. I have served within State Farm for over a decade and bring a wealth of experience and knowledge to my Agency.

I have surrounded myself with a team of professionals who care just as much as I do about giving our customers remarkable service. ASK LYDIA is more than a hashtag. My team and I strive to be the “go to” resource. If we don’t know we will find out. If we can’t help, we will find someone who can. We strive to make education the foundation of everything we do. We help people protect their dreams. We ask, “What’s important to you” so that our customers can ask us “What do you recommend?”. Because we ask the right questions, our customers have access to the right answers.

✅ Insurance FAQs

Q: 🚗 How often should I review my Auto Insurance?

A: At least once a year or anytime something changes, new car, new driver, move, or accident. A quick review helps make sure your coverage still fits your life.

Q: 🏡 I made updates to my home; do I need to tell my insurance agent?

A: Yes. Projects like renovations, finishing a basement, or adding outdoor structures can change your coverage needs. A simple policy review keeps everything current.

Q: 📦 What does Renters Insurance actually cover?

A: It protects your belongings, like furniture, clothes, and electronics—and may also include personal liability and temporary housing after a covered loss.

Q: 🛡️ Why consider Life Insurance if I’m young and healthy?

A: Starting early allows you to lock in long-term protection for the people who depend on you—and it can be easier to qualify when you're healthy.

Q: 🧒 Is Life Insurance for kids a thing?

A: Yes, many families choose it to help secure future insurability and long-term protection.

Q: 🆕 I just moved to a new state; do I need a new insurance policy?

A: Yes. Insurance laws are different in every state, so new policies are typically needed after relocating.

My team of insurance professionals and I are excited for the opportunity to help customers with their insurance and financial services to help prepare them for life’s unexpected. We’re ready to help customers find the right policy for their auto insurance, homeowners’ insurance, renters’ insurance, ATV/UTV insurance, motorcycle insurance, life insurance, and so much more. Our office is fun and professional, and we use our resources to give back to our community. Click, call, or come visit us at our Carson City office today for a quote or a cup of coffee and a snack!